Do I need to sign up for the Tillful Score to be eligible for Tillful Credit Builder?

Credit Builder is currently only available for active Tillful Score users.

Tillful Credit Builder is currently only available for Tillful Score users. However, reporting is not yet based on the Tillful Score. Instead, we report the payments you make on your Tillful Credit Builder subscription. So, any changes in your Tillful Score will not affect how or what we report. The Tillful Score is free and displays immediately (barring any outlying technical difficulties).